Final Expense Solutions
Take control of your final wishes with a plan built around you.
Funeral Planning
Shape a meaningful farewell—without leaving the burden behind. Your funeral is a reflection of your life, your values, and the people you care about.
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Planning it in advance ensures your wishes are known and respected while relieving your family from making difficult decisions during an emotional time.
We help you:
- Outline your service preferences
- Choose between burial, cremation, or memorial options
- Record your wishes with your preferred funeral provider
- Explore options to lock in today’s prices where available
Once your plan is set, you can fund it through flexible, insured options—no medical required.
Monument & Memorial Planning
Create a lasting tribute that tells your story. A memorial gives your loved ones a place to remember, reflect, and stay connected.
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From traditional monuments to more personalized memorials, we help you plan something meaningful and lasting.
Your options may include:
- Headstones and traditional monuments
- Cremation markers and urn memorials
- Customized designs that reflect your legacy
You can choose to pay over time or in a single payment—whatever works best for you.
Journey Home Protection
Ensure you’re brought home, no matter where life takes you. If you pass away away from home, the cost and logistics of returning you can be overwhelming for your family. Journey Home removes that burden completely.
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With a one-time fee, this plan covers:
- Coordination with licensed funeral providers
- Transportation of remains back home
- Required documentation and consular services
- Support available 24/7, anywhere in the world
It’s a simple way to protect your family from unexpected stress and costs.
Final Documents Service
Take the paperwork off your family’s shoulders. Handling an estate involves a surprising amount of paperwork, notifications, and follow-ups. Final Documents Service helps your executor navigate this process quickly and correctly.
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This service helps:
- Prepare essential estate documentation
- Notify government agencies and organizations
- Identify eligible benefits and claims
- Reduce hours of administrative work
With just a small amount of information collected in advance, your family receives a complete, organized package when it’s needed most.
Executor Protection
Support the person handling everything after you’re gone. Being an executor is a big responsibility, financially and emotionally. Expenses can come up quickly, often before the estate is settled.
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A final expense plan can:
- Provide immediate funds to your executor
- Help cover probate-related costs
- Pay for urgent bills and obligations
- Reduce out-of-pocket expenses for your loved ones
This ensures your chosen representative can focus on honoring your wishes—not worrying about finances.
Cremation Planning
Choose a flexible, meaningful alternative. Cremation offers a wide range of options, from simple arrangements to fully personalized memorial services. It also provides flexibility in how and where you’re remembered.
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We help you:
- Understand available cremation options
- Plan a service that reflects your wishes
- Coordinate with trusted providers
- Fund your plan in advance
It’s a practical, adaptable choice that still allows for a deeply personal tribute.
Coverage for Other Final Expenses
Prepare for the smaller costs that can quickly add up. Not all expenses are included in a funeral plan, but they still matter. We help you set aside funds to cover those additional costs so your family isn’t caught off guard.
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This may include:
- Travel for loved ones
- Flowers and memorial extras
- Medical bills or outstanding payments
- Cemetery or mausoleum costs
Every situation is different, and we’ll help you plan accordingly.
Flexible Funding Options
We offer simple, flexible ways to fund your plan over time. With no medical requirements and multiple payment options available, getting started is easier than you might think.
You can:
Select a coverage amount that fits your needs
Pay over time with manageable installments
Adjust your plan as your circumstances change